A concise overview of the budget

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UK chancellor Rachel Reeves has announced £40bn of tax rises and pledged to improve public services as she delivered Labour’s first Budget in 14 years. Here are the key points.

Main policy announcements

Employer taxes A 1.2p increase in employer national insurance contributions to 15p from April and a reduction of the earnings threshold at which payments begin, raising £25bn a year by 2030. Corporation tax is capped at 25p during the current parliament.

Personal tax Freeze in earnings thresholds for income tax and national insurance will end in 2028, in line with the Conservatives’ policy. The freeze drags more people into the tax net or higher tax brackets each year as their pay rises.

Spending NHS day-to-day budget to increase by £22.6bn. Investment in schools to rise by £6.7bn, a 19 per cent real-terms increase.

Private equity Tax will rise on “carried interest” paid to fund managers on successful deals. The current 28p rate will increase to 32p with further reform to follow.

Capital gains tax Lower rate increased from 10p to 18p. Higher rate rises from 20p to 24p. CGT on residential property unchanged.

Inheritance tax New 20p rate for shares in Aim-listed companies, which were previously exempt. Inherited pensions will be taxed. Inheritance tax relief for business owners is reduced, beyond the first £1mn. The changes will raise about £2bn a year.

Fiscal outlook

Budget deficit The Office for Budget Responsibility says the budget will turn to a surplus of £10.9bn in 2027-28, and the government says it will achieve its “stability rule” of using revenues to cover its costs.

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Borrowing is forecast at £127bn this financial year, up from the £87bn forecast in March. It will be £72bn in 2028-29, up from the £39bn previously forecast.

Public debt This will be redefined to allow extra borrowing. The OBR says the government’s self-imposed target to have debt falling within five years will be met two years early.

Investment An additional £100bn will be invested in capital spending over the next five years.

Economic forecast

Economic growth The economy will expand by 1.1 per cent in 2024, up from the 0.8 per cent forecast in March, climbing to 2.0 per cent in 2025. However, the growth forecasts for 2026, 2027 and 2028 are downgraded.

Inflation is forecast to be 2.5 per cent in 2024 — up from the 2.2 per cent forecast in March, rising to 2.6 per cent in 2025.